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Securing an excellent mortgage offer with Revolution Finance Brokers couldn't be easier

1Get in Touch

Complete a quick form to give us an overview of your mortgage or financing requirements, and we'll provide recommendations about the best opportunities for you.

2Submit Your Application

Once you've chosen your preferred mortgage deal, we'll steer you through the paperwork with comprehensive application management from start to finish.

3Mortgage Completion

Revolution Finance Brokers will finalise the details and enable you to move forward without delay!

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Your Mortgage Position

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Back|Bad Credit

Bad Credit Mortgages

Mortgage for Applicants with Bad Credit

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Buy to Let Mortgage With Bad Credit

Finding a Mortgage with Poor Credit

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Adverse Credit Mortgage Online

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Deposit Requirements for Bad Credit Mortgages

Finding a Mortgage Offer After Rental Arrears

How Can I Repair my Credit Score to Get a Mortgage?

How Does the Help to Buy Scheme Work for Bad Credit Applicants?

How to Decipher Your UK Credit Reports

How to Secure a Bad Credit Buy to Let Mortgage

Is it Possible to Find a Mortgage After Bankruptcy?

How to Qualify for a Mortgage with Zero Credit Score

Joint Mortgage Applicant Has Bad Credit

Are There Mortgage Options After a Debt Management Plan?

Are There Mortgage Options After a Debt Relief Order?

Back|Bridging

Bridging Finances

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Bridging Loans Guide

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Bridging Loan at 100% Loan to Value?

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Fast Bridging Finance

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Finding Regional UK Bridging Loans

Financing an Auction Property Purchase

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Long & Short Term Bridging Finance

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UK Bridge to Let Mortgage Borrowing

Using Bridging Finance for Development Projects

Back|Buy to Let

Buy to lets

Buy To Let Mortgages for Expats

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Buy to Let Interest-Only Mortgages

Changing Your Mortgage to Buy to Let

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Stamp Duty for Buy to Let

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Buy To Let Mortgages For New Builds

Buy to Let Mortgages Guide for Investors

Buy To Let Mortgage With Poor Credit

Let to Buy

BTL UK Portfolio Mortgages

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Property Refurbishment Finance

Best Buy to Let Mortgages: 75% LTV

Buy to let 80% LTV Mortgages

Buy to Let Remortgage

Securing BTL Mortgage Quotes & BTL Agreement

Buy to Let Mortgages for First Time Buyers

Buy To Let Mortgages For Retiree Landlords

Back|Development Finance

Development Finance

Development Finance Explained

Guide to Construction Finance

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Development Finance for Residential Properties

Finance a Property Development with No Deposit

Development Finance Applications

Development Finance ROI

Checklist of Considerations before you Develop Your First Propertyce

Development Finance FAQs

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Back|Self Employed

Self Employed Mortgages

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BTL Mortgage If You Are Self Employed

Self-Employed Mortgage After 2 Yrs Accounts

Mortgages For Newly Self Employed

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Back|Mortgage for Professionals

Mortgages for UK Professionals

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Back|Lifetime Mortgages

Lifetime Mortgages

Equity Release With & Without Mortgage

Equity Release with a Mortgage

Interest-Only Equity Release Mortgages

Home Reversion in Equity Release Financing

Analysing Equity Release Product Safety

Equity Release as a Retirement Strategy

Repaying an Equity Release Mortgage Early

Back|Expat Mortgage

Expat Mortgages for UK Nationals

Expat Remortgages for UK Nationals

Finding a UK Mortgage Broker as an Expat

Buy To Let Mortgages for UK Expats

Mortgage Calculator Guide for Expats

Back|Interest Only

Interest Only Mortgages

Switching Your Mortgage to Interest-Only

Part Repayment & Interest-Only Mortgages

Repayment vs Interest-Only Mortgages

Interest-Only Mortgage for First-Time Buyers

Secured Interest-Only Home Loans

Interest-Only Retirement Mortgages

Interest-Only Lifetime Mortgages

Repayment Vehicles for Interest Only Mortgages

Back|Mortgage Affordability

Mortgage on 5.5 x Salary

Mortgage on a Single Income

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Mortgage based on Salary

Mortgage on a Single Income

Requirements for a £350,000 Mortgage

Mortgages at 6 x Income

Affordability Check for a Mortgage Application

How Do Mortgage Affordability Checks Work?

Back|Mortgage Application

Mortgages for Individuals

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Foreign National Mortgage

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Back|Income Types

Mortgage with Non-Mainstream Income

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Back|Residential Mortgages

Residential Finance

Moving Home

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Back|Commercial Mortgages

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Back|Property Types

Mortgage Rates on New Constructions

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Home with Identified Asbestos

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Mortgage Survey Undervalues Your Property

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Back|Remortgages

Back|Mortgage Declined

How To Deal With Having A Mortgage Declined On Affordability

Finding a Solution When You Have Had a Mortgage Declined Post-Valuation

Help for Homebuyers Who Have Had a Mortgage Declined After Agreement in Principle

Tips and Advice on Proceeding If You Get Declined for a Mortgage After Exchanging Contracts

What to Do if You Have Had a Mortgage Application Declined

Back|First Time Buyers

First Time Buyers

Deposit Requirements

First Time Buyer Guarantor Mortgages

Applying for a First-Time Buyer Mortgage

Finding a First Time Buyer Mortgage With a 5% Deposit

First-Time Buyer Stamp Duty and Mortgage Costs

Back|Offset Mortgages

UK Offset Mortgages

What is a Flexible Mortgage - And Who is It Best Suited To?

Offset Mortgages Rated - Pros and Cons

Average Rates on UK Offset Mortgages

What Are Cashback Mortgages - and How Do They Work?

How To Find the Lowest Fixed Rates on Offset Mortgages

Is a UK Current Account Mortgage Right For You?

Guide to Offset Mortgage Online Calculators

How Family Offset Mortgages Work

Mortgage Reserves - How an Offset Works

Back|Other Mortgages

Second Charge Mortgages Brokers

Applying for a Mortgage With a New Job

Mortgages for Uninhabitable Property Purchases

Can I Mortgage a Contaminated Land Investment?

Can I Mortgage a Listed Grade Two Property?

Can I Get a Mortgage While on Maternity Leave from Work?

How Does a Public Footpath Impact My Mortgage Chances?

How Many Mortgage Products Can I Have Simultaneously?

What Deposit Sources are Acceptable in the UK?

What Sort of Homeowner Loan Am I Eligible For?

Complete Guide to the UK Mortgage Process

How Can a Broker Improve My Mortgage Eligibility Assessment?

Mortgages for Doctors

UK mortgage lenders often provide favourable rates for medical professionals as low-risk applicants with significant job security. Uncover all you need to know about applying for a doctor's mortgage.

Let’s Get Started Ask a question

Discover What Our Customers

Have to Say!

Almas Uddin

Founder and Mortgage Advisor

2023-05-09

Mortgages for Doctors

Medical professionals and doctors can find the mortgage sector challenging, with variable contract structures, different levels of qualification and newly qualified applicants needing to navigate the criteria of mainstream lenders that don't accommodate their working circumstances.

Here we will run through the different types of mortgages for UK doctors and medical personnel, and how to find the best deal for your property purchase.

Whether you are a locum doctor, a junior, or self-employed, there is competitive mortgage lending available. Give the Revolution Brokers team a call to learn more, on 0330 304 3040 or via email at [email protected].

Can I Get a Mortgage as a Newly Qualified Doctor?

Yes, by using a specialist lender, you can apply for a mortgage even if you have just started work, or haven't yet taken up a post.

Provided you are due to start a role within the next six months, then you can apply to a niche mortgage provider, without having to wait until you have been in employment for at least three months.

Already Interested, Let’s Get Started!

The following

topics are

covered below

What is a Locum Mortgage?

Can I Get a Mortgage as a Trainee Doctor or a Junior Medical Professional?

How Can I Get a Mortgage as a Doctor on a Temporary Contract?

Are There Mortgages Available for Self-employed Doctors?

How Can I Get a Mortgage if I am Newly Self-Employed as a Practice Principal?

Professional Mortgage Advice for Medical Professionals

Show less

Why Revolution Brokers?

Whole of market brokers

Mortgage that suits you

On time customer support

What is a Locum Mortgage?

Locum doctors and nurses often work flexible and highly variable working patterns. This can apply to professionals working in a dual role, and those with changing shift patterns, gaps in employment, or changing hours.

In this scenario, you can use your average income as a basis to demonstrate mortgage affordability and should contact an experienced broker for support with the application process and negotiating lending terms.

Can I Get a Mortgage as a Trainee Doctor or a Junior Medical Professional?

Many juniors and trainees earn very little, particularly when compared to fully qualified doctors.

However, your trainee status means that you have a viable employment pathway, and so mortgage lenders can agree to lend, based on projected income once you reach the end of your current training route.

How Can I Get a Mortgage as a Doctor on a Temporary Contract?

If you are working on a fixed-term or temporary contract, you might find that a high street lender is unable to accept a mortgage application.

In this situation, a specialist lender is ideal since they can consider applicants provided you have at least two months left to run on the existing contract.

Where the contract has already been renewed before, or you have a reasonable basis for anticipating taking up a new contract when the current one ends, you can negotiate more competitive rates through an experienced UK broker.

Are There Mortgages Available for Self-employed Doctors?

Many professionals in the UK are self-employed, which is common in private healthcare and the dental profession.

In many cases, a mainstream provider will need to see at least two to three years of tax returns or verified accounts.

Specialist lenders are more flexible and can offer lending to self-employed doctors with only one year of income verification.

Another option is to consider a Day One Mortgage. If you are self-employed and do not have a long trading history, contact Revolution Brokers on 0330 304 3040 for further advice.

How Can I Get a Mortgage if I am Newly Self-Employed as a Practice Principal?

Outside of the medical profession, if you are newly self-employed with no income history, it is almost impossible to find a mortgage lender who will accept your application.

However, lenders with experience in the medical sector will be able to help, by anticipating your income based on the history of the practice.

Professional Mortgage Advice for Medical Professionals

Whether you need to apply for a mortgage, want to compare market rates, or are considering your borrowing options, contact the mortgage advisors steam today.

With years of experience in negotiating lending for medical professionals, we offer an independent, whole-of-market approach with the leverage to help you find advantageous deals, even in unusual working circumstances.

Call the team on 0330 304 3040 or email us at [email protected] to arrange a convenient time to talk.

Almas Uddin

Founder and Mortgage Advisor

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Independent & Whole-of-Market

As specialist mortgage brokers for a huge variety of applicants, the whole-of-market consultants at Revolution provide access to an exceptional range of lenders, products and mortgage deals. That means you get the advantage of professional negotiation and broker-exclusives through an established lending network to ensure we always find you the most competitive mortgage available.

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If you refer a friend for a mortgage or anytype of finance you’ll both receive £25 each when their new application successfully completes.

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FCA disclaimer

The content included in our articles, blogs, web pages and news publications is based on information accurate at the time of writing. Note that policies and criteria can change regularly throughout the UK mortgage lending market, and it remains essential to contact the consultation team to receive up to date guidance. The information included on the Revolution Brokers site is not bespoke to any circumstances or individual application scenarios and therefore is not intended to be used as financial advice. The content we share is designed to be informative and helpful but cannot be relied upon to provide individual advice relevant to your mortgage requirements. All Revolution team members are fully qualified, trained and experienced to provide mortgage advice of an independent nature.

We collaborate with lenders and providers who are regulated, authorised and registered with the Financial Conduct Authority (FCA). Should you require specific mortgage borrowing types, some products such as buy to let mortgages may not be FCA regulated. The Revolution team can provide further information about regulated and unregulated lending as required. Please remember that a mortgage is a debt which is secured against your home or property. Your home can be at risk of repossession if you do not keep up with the repayments or encounter any other difficulties in managing your mortgage borrowing responsibly. This also applies to any remortgage or home loan secured against your property, including equity release products.

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Mortgage Brokers

Revolution Mortgage Brokers understands that mortgages can be complex and confusing! Ask us any question you might have, and one of our skilled consultants will come back to you as quickly as possible.

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Find out more about us

Mortgages for Doctors

Discover What Our Customers

Mortgages for Doctors

Can I Get a Mortgage as a Newly Qualified Doctor?

What is a Locum Mortgage?

Can I Get a Mortgage as a Trainee Doctor or a Junior Medical Professional?

How Can I Get a Mortgage as a Doctor on a Temporary Contract?

Are There Mortgages Available for Self-employed Doctors?

How Can I Get a Mortgage if I am Newly Self-Employed as a Practice Principal?

Professional Mortgage Advice for Medical Professionals

Whole of market brokers

Mortgage that suits you