Working Hours: Mon - Fri: 9:00AM - 6:00PM
Call Us: 0330 304 3040
Home Mortgage Calculators About Blog
   Back | How it Works
Securing an excellent mortgage offer with Revolution Finance Brokers couldn't be easier
1Get in Touch
Complete a quick form to give us an overview of your mortgage or financing requirements, and we'll provide recommendations about the best opportunities for you.
2Submit Your Application
Once you've chosen your preferred mortgage deal, we'll steer you through the paperwork with comprehensive application management from start to finish.
3Mortgage Completion
Revolution Finance Brokers will finalise the details and enable you to move forward without delay!
   Back | About
   Back | Insurance
   Back | Calculators
   Back | Choose your mortgage type
Choose your mortgage type

Residential Finance

We specialise in all aspects of Residential Mortgages, we are
your guiding partner throughout the borrowing process.

Residential Mortgages

Many home buyers find the residential mortgage market overwhelming, with countless banks, mortgage lenders, products, and terms to compare.

Revolution Finance Brokers works with a broad scope of buyers, offering independent guidance and support with understanding which residential mortgage is right for you and which lenders are best suited to your circumstances.

Our residential mortgage calculator is a quick and easy way to get a rough idea about what you might be able to borrow.

Still, we always recommend speaking to one of our friendly mortgage consultants before making any borrowing decisions.

Whole-of-Market Residential Mortgage Broker

We are a whole-of-market, independent mortgage broker, which means we can use our expertise and knowledge to provide impartial suggestions for the best way forward.

Revolution Finance Brokers can help you to:

  • Establish your average annual income if you are self-employed or have a range of income streams.
  • Decide which type of mortgage product will match your requirements and the property you would like to buy.
  • Understand mortgage support schemes and options that might make it easier to purchase your dream home.
  • Calculate the minimum deposit you need to proceed with your residential mortgage application.
  • Pick from lenders with appropriate lending policies and criteria and who offer the most competitive interest rates and mortgage fees.
  • Compare mortgages on a like-for-like basis, even if the product details and borrower rewards are very different.
  • Prepare a comprehensive mortgage application covering all the questions your chosen lender may ask.
  • Finalise your mortgage agreement, and move ahead once your borrowing is in place.

Whole-of-market means that we are not tied to a particular bank or mortgage provider and have access to a nationwide network of lenders and mortgage products, including specialist mortgages that are rarely available directly.

Get in touch at your convenience, and we'll arrange a good time to talk!

About Your Mortgage
Single or joint mortgage?
What’s your yearly income?

Error: Yearly income income must be between £1 and £10,000,000.

Do you receive a regular bonus?

Error: Regular bonus must be between £1 and £10,000,000.

Based On Your Yearly Income, You May Be Able To Borrow

image
£0

Most lenders will let you borrow 4.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.

image
£0

Depending on your personal circumstances, some lenders may let you borrow 5 times your salary.

image
£0

Lenders usually cap the amount they lend at 5.5 times your salary, so it’s unlikely you’ll be able to borrow more than this.

First-Time Buyer Mortgages

Buying your first home can be daunting, but a skilled broker can steer you through the process and signpost you to beneficial mortgages or schemes.

Several mortgage initiatives may be advantageous, but you may also need assistance choosing a lender with attractive first-time buyer mortgage rates and who has experience lending against the type of property in question.

Revolution can explain the key criteria that will make the biggest difference to your mortgage prospects and negotiate with your preferred lender to ensure you get the best possible deal.

Learn more about First-Time Buyer Mortgages

House Move Mortgages

Moving home can be complex, with the financial, legal and practical elements of selling one property and buying another.

We aim to streamline your house move and help you make confident decisions about the right mortgage lender to apply to for your new mortgage.

Discover further information about House Move Mortgages.

Right to Buy is a residential mortgage scheme that enables tenants living in council or social housing properties to purchase their homes after three years of residency.

Successful applicants can buy the property at a discount of up to 70% depending on how long you have been living in the home and the location, so Right to Buy is an excellent way to get onto the property ladder if you meet the eligibility criteria.

Find out how Right to Buy Mortgages work.

Help to Buy Mortgages

Help to Buy is another potential support scheme whereby you can borrow up to 20% of the property value through an equity loan to boost your residential mortgage deposit.

The higher your deposit, the more attractive your application will be to a lender, and the less you need to save to go ahead with your intended property purchase.

Read further details around Help to Buy Mortgages.

Buy-to-Let Mortgages

A buy-to-let mortgage is similar to a residential mortgage but is designed to finance the purchase of a home you plan to let out to tenants.

Buy-to-let lending policies vary greatly between lenders. Before applying, you will need to understand your rental yield, projected income, and the overall costs of managing a rental property.

Learn more about Buy-to-Let Mortgages

Remortgage Agreements

Homeowners choose to remortgage for various reasons, commonly because they have reached the end of a fixed-term deal and wish to refinance their mortgage onto a more competitive interest rate.

Revolution can provide support with remortgage applications to consolidate debt, lower your mortgage costs, raise finance for home improvements or any other purpose.

Discover how Remortgages work.

Bad Credit Mortgages

Many people are reluctant to apply for a mortgage due to concerns about bad credit, a low credit score, or an adverse credit report that may date back several years.

Our experienced bad credit advisers can recommend specialist and mainstream lenders who will be happy to offer a residential mortgage in many scenarios.

Find out whether a Bad Credit Mortgage is right for you.

Further Reading

PROCESS

Revolution Mortgage Brokers:
100% Independent & Whole-of-Market

As specialist mortgage brokers for a huge variety of applicants, the whole-of-market consultants at Revolution provide access to an exceptional range of lenders, products and mortgage deals. That means you get the advantage of professional negotiation and broker-exclusives through an established lending network to ensure we always find you the most competitive mortgage available.

REFERRALS

Refer, Relax, and get £50

Ask the Expert
Mortgage Brokers

Revolution Brokers
What can we help you with today?
Do you have a particular timescale in mind?
Next
Which situation from the below list best matches your requirements? *
Could you tell us the market value of the property?*
Please let us know a rough idea of your yearly income (before tax) for all applicants? *
Back
Next
Primary applicant name *
Contact email address *
Best contact number *
Back
Next