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Securing an excellent mortgage offer with Revolution Finance Brokers couldn't be easier
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Complete a quick form to give us an overview of your mortgage or financing requirements, and we'll provide recommendations about the best opportunities for you.
2Submit Your Application
Once you've chosen your preferred mortgage deal, we'll steer you through the paperwork with comprehensive application management from start to finish.
3Mortgage Completion
Revolution Finance Brokers will finalise the details and enable you to move forward without delay!
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The Benefits of Broker Advice on the Mortgage Guarantee Scheme

The Mortgage Guarantee Scheme has been a welcome initiative for thousands of home buyers. Here we look at whether you need a broker to take advantage of the governmental support and how it can improve your prospects.

The Benefits of Broker Advice on the Mortgage Guarantee Scheme

The new mortgage guarantee scheme is an excellent option for many buyers who need a mortgage yet have a relatively low deposit available.

However, it is just as vital to use an independent broker to find the most competitive mortgage guarantee products as for any other home loan!

This guide will explain how the mortgage guarantee scheme works and why whole-of-market guidance is essential to getting the best deals on the market.

If you're keen to apply for a mortgage guarantee loan, give Revolution Brokers a call on 0330 304 3040, or email us at [email protected], and we'll get your application started!

Can a Broker Help Me Find a Mortgage Guarantee Scheme Lender?

There is no mandatory requirement to use a broker - but it's strongly advisable.

Revolution Brokers have years of expertise securing low-interest deals or negotiating terms in even complex mortgage application cases.

It's also crucial you apply to the right lender. Our role is to ensure you don't apply to an unsuitable provider who will reject your application or end up paying higher rates than you should.

  • Property Details
  • Type of loan
  • help Maximum 75% LTV
  • help Maximum 70% LTV
  • help Maximum 70% LTV
  • help Maximum 65% LTV
  • help We will lend against current market value of the asset with vacant possession

  • £7,500,000
    help You cannot exceed the maximum loan available based on the maximum LTV for the corresponding type of property selected above
  • 75%
    help You cannot exceed the maximum LTV available for the corresponding type of property selected above


  • 0
  • help Term should be entered in whole months, to a maximum of 12

  • help Deducted interest is where the forecast interest amount is deducted from the loan on day one.
  • help Serviced interest is where the interest is paid on a monthly basis. If serviced interest is chosen, evidence will be required to show your ability to pay interest when it is due.
  • help This is the standard rate for the property type chosen
  • help You can enter a custom rate below our standard rate for the calculation, but the availability of this rate is not guaranteed
Instant Results
Total security value 0
Gross loan amount 0
Gross LTV 0
Interest rate 0
Term (months) 0
Minimum term (months) 0
Assumed arrangement fee @ 2% (min £2,000) 0
Interest Retained 0
Monthly Serviced Interest 0
Admin fee 0
Indicative day 1 Net loan advance 0

Is the Mortgage Guarantee Scheme the Right Option for Me?

It's all about your circumstances, which is why we advocate using a whole-of-market broker before taking out any long-term finance!

For example:

  • Other low-deposit mortgages may be a better deal.
  • There are multiple alternatives and options to consider, such as Help to Buy.
  • Our broker-exclusive products are far more favourable than those on the open market.

The best way to ensure you're applying for the most beneficial mortgage is to seek guidance from an independent broker. Revolution Brokers will assess your circumstances and borrowing needs before making any suggestions about the best lender, mortgage scheme or product.

How Can Revolution Find Me a Better Mortgage Guarantee Scheme Lender?

There are so many powerful reasons to consider using a mortgage broker:

  • We know every lender, every product, and every government support scheme.
  • As an independent broker, we can recommend other initiatives if we think they will be more suitable or affordable.
  • Our teams can explain the mortgage guarantee scheme, so you know all the pros and cons.
  • We offer specialist knowledge about the UK low-deposit market to help you make informed decisions.
  • Revolution is a whole-of-market broker, so we can suggest any product from any lender that we feel would benefit you.
  • Access to exclusive deals and products you won't find through high street banks or mainstream mortgage lenders.

Choosing a bank you have used before or any provider from the list of institutions participating in the mortgage guarantee scheme is highly unlikely to be the most beneficial solution.

How Do Mortgage Brokers Earn a Profit on Mortgage Guarantee Scheme Advice?

Lots of clients avoid the expertise of a broker due to concerns about hefty fees - and the opposite is true!

It's often possible to save a large amount of money on mortgage repayments by having an experienced broker negotiate your terms, saving far more than any broker charges.

However, a consultation is free, and with no obligation, so you can decide whether you'd like to proceed.

Most Revolution clients save a substantial amount on their total mortgage costs by benefitting from our advice.

Can I Get a Mortgage Guarantee Product With Adverse Credit?

Quite possibly, yes!

Many of our customers are concerned about getting a mortgage due to credit issues - but the guarantee scheme is designed to help you find affordable lending.

We recommend a suitable lender depending on your specific credit issues, including niche bad credit lenders who specialise in supporting homebuyers who have had severe problems in the past.

Expert Mortgage Guarantee Scheme Advice

If you'd like to take advantage of the mortgage guarantee scheme, it's highly advisable you give Revolution Brokers a call.

We recommend the top products and lenders to ensure your application is approved and offers the best value for money available.

Further Reading

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Revolution Mortgage Brokers:
100% Independent & Whole-of-Market

As specialist mortgage brokers for a huge variety of applicants, the whole-of-market consultants at Revolution provide access to an exceptional range of lenders, products and mortgage deals. That means you get the advantage of professional negotiation and broker-exclusives through an established lending network to ensure we always find you the most competitive mortgage available.

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